HSBC Commercial Cards help you to manage your company’s travel and entertainment payments and day-to-day expenses more effectively, giving you greater visibility and control over your business expenditure. With a range of solutions to suit your business whatever its size, you can use your HSBC Commercial Card for everyday supplier payments, travel and entertainment needs, as well as paying for other goods and services.
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HSBC Commercial Card Solutions
You need strategies and solutions to help you navigate an uncharted environment
Get in TouchA choice of card payment options and reporting tools tailored to your individual business needs.
HSBC Commercial Cards at a glance:
Corporate Card
Increased control and visibility over travel and entertainment payments, and everyday expenses
✓ Increased control of business expenditure and better working capital management
✓ Ability to negotiate better terms with suppliers and reduce payment costs
✓ Fraud protection and zero liability for misuse*
✓ Travel insurance protection
✓ Card available in AED, USD, GBP, EUR and SAR
✓ Real time management of cards
✓ Powerful online management and reporting
Purchasing Card
A simplified procurement process and control over day-to-day expenses
✓ Convenient purchase of goods and services
✓ Purchaser and merchant management to enhance working capital control
✓ Streamlined procure-to-pay process
✓ Fraud protection and zero liability for misuse*
✓ Ability to negotiate better terms with suppliers and reduce payment cost
✓ Real time management of cards
✓ Powerful online management and reporting
✓ Capability to provide restriction by merchant or merchant group
✓ Negotiated payment terms over ( above the 58 days) subject to review and meeting requirements
Lodged Card
The complete travel payment solution to streamline and centralise your travel bookings
✓ Streamline and centralise your travel booking process
✓ Increased control of travel expenditure and better working capital management
✓ Fraud protection and zero liability for misuse*
✓ Ability to negotiate better terms with suppliers and reduce payment costs
✓ Real time management of cards
✓ Powerful online management and reporting
Virtual Card
Card-free payment, easy control and convenient financial management
✓ Convenient card-free transactions
✓ Full control, compliance and security
✓ Fraud protection and zero liability for misuse*
✓ Better working capital management
✓ Ability to negotiate better terms with suppliers and reduce payment costs
✓ Powerful online management and reporting
✓ Negotiated payment terms
✓ Cards can be issued in AED, USD, GBP, EUR and SAR
Powerful online management and reporting
Easily manage cardholders and their spending in real time with HSBC's powerful online management platforms MiVision and Mastercard's Smart Data, giving you the control and insight to better monitor costs and maximize efficiency. Learn more
HSBC Commercial Cards Meets Apply Pay and Google Pay
- Simplify your business payments by conveniently using your mobile phone for transactions.
- Add your HSBC UAE Corporate, Purchasing or Business Debit Card to your mobile wallet to make contactless purchases quickly, conveniently, and securely.
Why mobile wallet?
- Keep all your cards digitally in one place
- Your payment details doesn’t get shared with the merchant
- Have the ability to make payments online without having to fill in your payment details every time you want to make a purchase
How safe is a mobile wallet?
Things like biometric log on with your fingertips, or your face, are a secure way to log on to your mobile device and also on to apps like the HSBC UAE Mobile Banking app.
Mobile wallets use authentication and data encryption to protect your personal information, unlike a traditional wallet where someone can access your payment cards if they take it.
Mobile operating devices are better at protecting users from malicious software than desktop operating systems.
However, users of mobile wallets should still implement additional safety measures to keep their information safe.
These can include:
- Using a PIN or fingerprint identification protection on your smartphone
- Being vigilant about keeping track of payments made from your digital wallet
Easy, secure, contactless payments with your iPhone® or Apple Watch®.
Unlock your AndroidTM or Google1 view footnote 1 phone to tap and pay without even opening an app.
- All HSBC UAE Corporate, Purchasing and Business Debit Card, issued by HSBC UAE are compatible with Apple Pay, and Google Pay.
- Apple, the Apple logo, Apple Watch, and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
- Google Pay is a trademark of Google LLC. Android, Google Pay, and the Google Logo are trademarks of Google LLC.
- HSBC UAE Corporate, Purchasing and Business Debit Card are issued by HSBC Bank Middle East, UAE branch.
Notes
1See the Google Pay support page for compatible information.
Find out more about HSBC Commercial Card Solutions
Online Management Platform
Control and visibility with powerful online management and reporting platform
Business Debit Card
If you’re an HSBC business bank account customer, a Business Debit Card gives you instant access to your funds and lets you pay for goods and services at home and abroad
